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New Mexico Health Resources (NMHR) provides personalized career assistance to health professionals seeking opportunities in New Mexico. NMHR can help connect you with health care employers and opportunities, including positions in rural and underserved communities.

Whether you're a student, new graduate, or experienced health professional, NMHR can help you explore opportunities that fit your career goals.

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Health Professional Financial Incentive Programs

Explore scholarships, loan repayment, loan forgiveness, stipends, tax credits, and other financial incentive programs that may help support health professionals and students serving New Mexico communities.

Loan Repayment Programs

Pays back a portion of an existing student loan in exchange for working in an underserved area or eligible site.

New Mexico Higher Education Department Health Professional Loan Repayment Program (NMHPLRP)
Award / Benefit
Up to $75,000/ year for physicians
Up to $25,000/year for other professions
Eligible Professionals / Students
Health professional
Acupuncture and Oriental Medicine Practice
Anesthesiologist Assistants
Chiropractic Physician
Counseling and Therapy
Dental Health Care
Optometry
Pharmacy
Physical Therapy
Physician Assistants
Podiatry
Polysomnography Practice
Emergency Medical Services
Genetic Counseling
Massage Therapy Practice
Medical Imaging and Radiation Therapy Health and Safety
Nursing Practice
Nutrition and Dietetics
Occupational Therapy
Professional Psychologist
Respiratory Care
Social Work Practice
Speech-Language Pathology, Audiology and Hearing Aid Dispensing Practices Other Health Fields
Physician
Doctor of Medicine
Doctor of Osteopathic Medicine
Eligible Sites
https://bhw.hrsa.gov/workforce-shortage-areas/shortage-designation
Service Obligation
4 years physicians
3 years for other health professionals
Application Deadline
Open: June 1st
Due: July 31st
Learn More / Apply →
National Health Service Corps Loan Repayment Program
Award / Benefit
Full time:
up to $80,000
Part time:
up to $42,500
Eligible Professionals / Students
Physicians
Nurse Practitioners
Physician Assistants
Health Service Psychologists
Licensed Clinical Social Workers
Psychiatric Nurse Specialists
Marriage anf Family Therapists
Licensed Professional Counselors
Dentists
Dental Hygienists
Certified Nurse Midwives
Eligible Sites
https://bhw.hrsa.gov/workforce-shortage-areas/shortage-designation
Service Obligation
2 years
Application Deadline
Open: February
Due: March 31
Learn More / Apply →
National Health Service Corps Substance Use Disorder Workforce Loan Repayment Program
Award / Benefit
Full time:
up to $80,000
Part time:
up to $42,500
Eligible Professionals / Students
Physicians
Nurse Practitioners
Physician Assistants
Certified Nurse Midwives
Health Service Psychologists
Licensed Clinical Social Workers
Psychiatric Nurse Specialists
Marriage anf Family Therapists
Licensed Professional Counselors
Substance Use Disorder Counselors
Pharmacists
Registered Nurses
Eligible Sites
https://bhw.hrsa.gov/workforce-shortage-areas/shortage-designation
Service Obligation
3 years
Application Deadline
Open: February
Due: March 31
Learn More / Apply →
National Health Service Corps Rural Community Loan Repayment Program
Award / Benefit
Full time:
up to $105,000
Part time:
up to $55,000
Eligible Professionals / Students
Physicians
Nurse Practitioners
Physician Assistants
Certified Nurse Midwives
Health Service Psychologists
Licensed Clinical Social Workers
Psychiatric Nurse Specialists
Marriage and Family Therapists
Licensed Professional Counselors
Substance Use Disorder Counselors
Pharmacists
Registered Nurses
Certified Registered Nurse Anesthetists
Eligible Sites
https://bhw.hrsa.gov/workforce-shortage-areas/shortage-designation
Service Obligation
3 years
Application Deadline
Open: February
Due: March 31
Learn More / Apply →
National Health Service Corps Students to Service Loan Repayment Programs (S2S)
Award / Benefit
Up to $120,000
Eligible Professionals / Students
Students in the last year of medical school for:
Doctor of Medicine
Doctor of Osteopathic Medicine
Doctor of Dental Surgery
Doctor of Medicine in Surgery
Nurse Practitioner
Certified Nurse Midwife
Physician Assistant
Eligible Sites
https://bhw.hrsa.gov/workforce-shortage-areas/shortage-designation
Service Obligation
3 years
Application Deadline
Open: August
Due: November
Learn More / Apply →
Pediatric Specialty Loan Repayment Program
Award / Benefit
Up to $100,000
Eligible Professionals / Students
Medical Doctor
Doctor of Osteopathic Medicine
Psychologist
Licensed Clinical Social Worker
Licensed Social Worker
Psychiatric Mental Health Nurse Practitioner
Marriage and Family Therapist
Licensed Professional Counselor
Substance Use Disorder Counselor
Eligible Sites
https://bhw.hrsa.gov/workforce-shortage-areas/shortage-designation
Service Obligation
3 years
Application Deadline
Open: June 1st
Due: June 30th
Learn More / Apply →
Substance Use Disorder Treatment and Recovery Loan Repayment Program (STAR LRP)
Award / Benefit
Up to $250,000
Eligible Professionals / Students
Physician - allopathic (MD) or osteopathic (DO)
Physician assistant (PA)
Nurse practitioner (NP)
Registered nurse (RN)
Certified nurse midwife (CNM)
Certified registered nurse anesthetist (CRNA)
Pharmacists (PHARM)
Health service psychologist (HSP)
Licensed clinical social worker (LCSW)
Licensed or certified master's level social workers
Psychiatric nurse specialist (PNS)
Marriage and family therapist (MFT)
Licensed professional counselor (LPC)
Substance use disorder (SUD) counselors
Psychology doctoral interns
Clinical support staff
Clinical nurse specialist (CNS)
Certified nursing assistant (CNA)
Licensed practical nurse (LPN)
Licensed occupational therapists
Medical Assistants
Behavioral health paraprofessionals
Community health workers
Peer recovery specialists
Case managers
Health navigators
Eligible Sites
https://bhw.hrsa.gov/workforce-shortage-areas/shortage-designation
Service Obligation
6 years
Application Deadline
Open: Late May
Due: June 23rd
Learn More / Apply →
Nurse Corps Loan Repayment
Program
Award / Benefit
Up to 85% of unpaid nursing education debt
Eligible Professionals / Students
Registered Nurses
Advanced Practice Registered Nurses
Nurse Faculty
Eligible Sites
https://bhw.hrsa.gov/workforce-shortage-areas/shortage-designation
Service Obligation
2 years
Application Deadline
Open: February
Due: March 12th
Learn More / Apply →
Indian Health Services Loan Repayment Program
Award / Benefit
Up to $50,000
Eligible Professionals / Students
Advanced Practice Nurse
Behavioral Health
Dentistry
Medicine
Nursing (RN required)
Optometry
Pharmacy
Physical Rehabilitation
Physician Assistant
Other Health Professions
Eligible Sites
Indian health program site with HPSA of 17 or above
Service Obligation
2 years
Application Deadline
Monthly award cycle
Learn More / Apply →
Loan -for-Service Programs: Provides a low-interest or forgivable loan during school that is repaid through service instead of cash repayment.
New Mexico Higher Education Department Allied Loan-for-Service
Award / Benefit
Up to $16,000 per year
Eligible Professionals / Students
Students seeking certification/licensure in:
Physical Therapy
Occupational Therapy
Speech-Language Pathology
Audiology
Pharmacy
Respiratory Care
Laboratory Technology
Mental Health-Social Services
Emergency Medical Services
Nutrition
Dental Hygiene
Eligible Sites
Community Health Centers
Federally Qualified Health Centers
Homeless Healthcare Centers
Indian Health Services
Migrant Health Centers
Non-profit centers/clinics
Non-profit Hospitals
Rural Health Clinics
Service Obligation
For every year of service provided in a designated shortage area within New Mexico, a portion of the loan will be forgiven. If the entire service agreement is fulfilled, 100% of the loan is eligible for forgiveness.
Application Deadline
Open: May 15th
Due: July 1st
Learn More / Apply →
New Mexico Higher Education Department Medical Loan-for-Service
Award / Benefit
Up to $25,000 per year
Eligible Professionals / Students
Students accepted into a medical school within New Mexico
Eligible Sites
Community Health Centers
Federally Qualified Health Centers
Homeless Healthcare Centers
Indian Health Services
Migrant Health Centers
Non-profit centers/clinics
Non-profit Hospitals
Rural Health Clinics
Service Obligation
For every year of service provided in a designated shortage area within New Mexico, a portion of the loan will be forgiven. If the entire service agreement is fulfilled, 100% of the loan is eligible for forgiveness.
Application Deadline
Open: May 15th
Due: July 1st
Learn More / Apply →
New Mexico Higher Education Department Nursing Loan-for-Service
Award / Benefit
Up to $16,000 per year
Eligible Professionals / Students
Students accepted into a nursing program at a New Mexico public college or university
Eligible Sites
Community Health Centers
Federally Qualified Health Centers
Homeless Healthcare Centers
Indian Health Services
Migrant Health Centers
Non-profit centers/clinics
Non-profit Hospitals
Rural Health Clinics
Service Obligation
For every year of service provided in a designated shortage area within New Mexico, a portion of the loan will be forgiven. If the entire service agreement is fulfilled, 100% of the loan is eligible for forgiveness.
Application Deadline
Open: May 15th
Due: July 1st
Learn More / Apply →
New Mexico Higher Education Department Nurse Educator Loan-for Service
Award / Benefit
Up to $7,500 per year
Eligible Professionals / Students
Students accepted into a New Mexico public post-secondary institution into a Nursing Education program
Eligible Sites
New Mexico public post-secondary institution
Service Obligation
For every year of service provided, a portion of the loan will be forgiven. If the entire service agreement is fulfilled, 100% of the loan is eligible for forgiveness.
Application Deadline
Open: May 15th
Due: July 1st
Learn More / Apply →
Western Interstate Commission on Higher Education (WICHE) Loan-for-Service
Award / Benefit
The award will equal the support fees designated for each program as determined by WICHE. Award is renewable for up to four years.
Eligible Professionals / Students
Students seeking careers in:
Dentistry
Veterinary Medicine
Optometry
Podiatry
Eligible Sites
As a condition of each loan, the student shall declare his/her intent to return to New Mexico to practice as a professional in their field of study.
Service Obligation
For every year of service provided in a designated shortage area within New Mexico, a portion of the loan will be forgiven. If the entire service agreement is fulfilled, 100% of the loan is eligible for forgiveness.
Application Deadline
New Applicants
Open: August 1st
Due: October 15th
Renewal Applicants
Open: May 15th
Due: July 1st
Learn More / Apply →

Scholarship Programs

Pays for tuition and/or educational expenses upfront in exchange for a future service commitment.

National Health Service Corps Scholarship Program
Award / Benefit
Includes funds for:
Tuition
Required fees
Reasonable costs
Monthly stipend
Eligible Professionals / Students
Students pursuing degree programs for:
Physicians (MD or DO)
Dentists (DDS or DMD)
Nurse practitioners
Certified nurse midwives
Physician assistants
Eligible Sites
https://bhw.hrsa.gov/workforce-shortage-areas/shortage-designation
Service Obligation
2 years minimum
4 years maximum
Application Deadline
Open: March
Due: April 16
Learn More / Apply →
Nurse Corps Scholarship Program
Award / Benefit
Includes funds for:
Tuition
Required fees
Reasonable costs
Monthly stipend
Eligible Professionals / Students
Students pursuing:
Diploma of nursing
Associate degree school of nursing (AND)
Collegiate school of nursing (BSN, master's degree, DNP)
Eligible Sites
https://bhw.hrsa.gov/workforce-shortage-areas/shortage-designation
Service Obligation
2 years minimum
Application Deadline
Open: Early Spring
Due: April 9
Learn More / Apply →

Loan Forgiveness Programs

Forgives all or part of a loan after certain conditions are met, such as years of service or making qualifying payments.

U.S. Department of Education Public Service Loan Forgiveness
Award / Benefit
Remaining debt forgiven after 120 qualifying monthly payments.
Eligible Professionals / Students
U.S. based government organization
Not-for-profit organization tax exempt under Sec 501(c)(3)
Other non-for-profit providing qualifying public services
Eligible Sites
Employer Eligibility
Service Obligation
10 years
Application Deadline
Year-round
Learn More / Apply →

Stipend Programs

Provides a living allowance, housing support, or supplemental payments during education, training, or service.

New Mexico Health Service Corps
Stipend Program
Award / Benefit
Up to $25,000
Eligible Professionals / Students
Medical school residency program
School of nursing
Physician assistant training program
School of dentistry
Dental hygiene program
Emergency medical technician-paramedic training program
Residency training program or preceptorship
Eligible Sites
Rural; medically underserved site
Works with NMHR for site placement
Service Obligation
2 years full time
Application Deadline
Open: July
Close: September 11
Learn More / Apply →

Tax Credit

Reduces a healthcare professional's state or federal tax liability as an incentive to practice in a certain specialty or location.

New Mexico Rural Health Care Practitioner Tax Credit
Award / Benefit
Up to $5,000 tax credit
Eligible Professionals / Students
Physicians
Osteopathic physicians
Dentists
Psychologists
Podiatrists
Optometrists
Dental hygienists
Physician assistants
Nurse practitioners
Midwives
Nurse anesthetists
Clinical nurse specialist
Pharmacists
Registered nurse
Licensed clinical social worker
Licensed independent social worker
Professional mental health counselor
Professional clinical mental health counselor
Marriage and family therapist
Alcohol and drug abuse counselor
Professional art therapist
Physical therapist
Eligible Sites
Must use "Am I Rural" tool to verify
Application Deadline
Open: January
Due: As early in the tax season as possible
Learn More / Apply →
Physician Tax Credit
Award / Benefit
$10,000 tax credit
Eligible Professionals / Students
Medical Doctors
Osteopathic Physicians
Eligible Sites
Must provide care within the state of New Mexico and log at least 1,584 hours of direct healthcare services
Application Deadline
Tax season
April 15

Waiver Program

Eliminates or reduces a fee, requirement, or obligation to remove barriers to practice or training.

J-1 Visa Waiver Program
(State 30 Program)
Award / Benefit
Waiver of
2-year foreign residence requirement
Eligible Professionals / Students
Residency or fellowship training in:
Family Practice
General Internal Medicine
OB/GYN
Pediatrics
Psychiatry
Eligible Sites
FQHC are automatically eligible regardless of location
Service Obligation
3 years
Application Deadline
Accepted: Beginning of September
Due: As soon as possible (only 30 spots)
Learn More / Apply →
New Mexico Licensure Application Fee Waiver
Award / Benefit
Up to $400 fee waiver
Eligible Professionals / Students
Medical Doctors
Doctor of Osteopathic Medicine
Physician Assistants
Eligible Sites
New Mexico must be first state of licensure
Application Deadline
Automatic process
Learn More / Apply →